
Chicago is a golf scoring system that is played as a tournament or as a betting game within a single group of golfers. It is a clever golf gambling game where the goal is to score the highest points possible. The game starts with each golfer having a negative number of points, calculated based on their handicap. Points are then awarded for positive achievements during the round, such as 1 point for a bogey, 2 points for a par, 4 points for a birdie, and 8 points for an eagle. The golfer or team with the highest point total wins. Chicago is a fun game that can be played by golfers of all skill levels and is a great way to add excitement to a round of golf.
| Characteristics | Values |
|---|---|
| Objective | To have the highest overall score in your foursome or on your team. |
| Scoring | Bogeys are one point, pars are two points, birdies are four points, eagles are eight points, and double eagles (albatrosses) are worth 16 points. |
| Handicapping | Golfers start their scores in the negatives. A scratch golfer or better begins their round with a score of -40, a 1-handicap with -39, and so forth. The minimum quota is 2 points for golfers with handicaps of 37 and above. |
| Winning | The golfer or team with the highest point total wins. If playing in a group, the winner wins a set 'pot', or the pot may be split between the top competitors if there are enough players. |
| Betting | Each golfer puts the same amount of money into the pot, which is then split into two lump sums: one for the highest-scoring team and another for the highest-scoring individual player. |
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What You'll Learn
- Scoring points: Bogeys are one point, pars are two, birdies are four, eagles are eight, and albatrosses are 16
- Clearing the hurdle: The goal is to move from negative points into positive points, with the highest overall score winning
- Betting: Each golfer puts money into a pot, which is then divvied up at the end
- Quota system: Each golfer is given a quota based on their course handicap. The winner is the player whose point total exceeds their quota
- Team play: If played in teams, team members add up their starting negative points to create a single team starting point

Scoring points: Bogeys are one point, pars are two, birdies are four, eagles are eight, and albatrosses are 16
The Chicago golf format is a clever gambling game where the goal is to score the highest points. It is based on a quota system where each golfer is given a quota based on their course handicap. The quota of points is determined by the following formula: 39 - Course Handicap. For instance, a golfer with a 1 handicap would have a quota of 38 points, while a golfer with a 20 handicap would have a quota of 19. The minimum quota is 2 points, given to golfers with handicaps of 37 and above.
The Chicago golf format starts each golfer with a negative amount of points, then awards points for positive achievements during the round. The objective is to move from negative points into positive points (known as "clearing your hurdle") and the golfer (or team) who gets farthest into positive territory is the winner. The point total each golfer starts with is based on handicaps, so all golfers playing Chicago-style need to have handicap indexes.
Scoring points in the Chicago golf format is as follows:
- Bogeys are one point
- Pars are two points
- Birdies are four points
- Eagles and better are worth eight points
- Albatrosses or double eagles are 16 points
Birdies, pars, bogeys, eagles, and albatrosses are all types of scores on an individual golf hole. Par refers to the number of strokes an expert golfer is expected to need to complete the play of one hole on a golf course. A birdie is a score of 1-under par on a hole, a bogey is 1-over par, an eagle is 2-under par, and an albatross or double eagle is 3-under par.
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Clearing the hurdle: The goal is to move from negative points into positive points, with the highest overall score winning
The Chicago golf format is a unique scoring system where golfers start with a negative number of points and aim to accumulate points through positive achievements during the round. The goal is to "clear the hurdle" by moving from negative to positive points, with the highest overall score winning. This format provides an interesting twist by giving higher-handicap golfers a head start in terms of points, creating a more competitive dynamic among players of varying skill levels.
In the Chicago format, the initial negative point total for each golfer is based on their handicap index. The standard starting point is -39, to which golfers add their handicap. For example, a golfer with a handicap of 10 would start at -29 (-39 + 10). This mechanism gives golfers with higher handicaps a more substantial starting point, making the game more exciting and unpredictable.
The scoring system in Chicago rewards players for their performance on each hole. Bogeys are worth one point, pars are worth two points, birdies are worth four points, and eagles are worth eight points. Double eagles, also known as albatrosses, are worth an impressive 16 points. These point values incentivize players to strive for better scores, knowing that each improvement will contribute to their overall point total.
As the game progresses, golfers keep track of their points earned on each hole. These points are added to their initial negative total, gradually moving them closer to the positive territory. The goal is to accumulate as many points as possible, not only to clear the hurdle but also to achieve a higher score than their competitors. This format encourages players to focus on consistent performance throughout the round.
At the end of the round, golfers tally their overall point totals, including their initial negative scores. The golfer or team with the highest positive score wins the game. In team play, the team members' starting negative points are combined to create a single team starting point. The team then works together to move into positive territory, with the highest-scoring team claiming victory.
The Chicago format can be played as a tournament or as a side game within a group of golfers. It offers a refreshing take on traditional golf scoring, rewarding players for their positive achievements rather than solely focusing on stroke counts. By embracing this unique format, golfers can enjoy a more dynamic and inclusive gaming experience, regardless of their handicap levels.
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Betting: Each golfer puts money into a pot, which is then divvied up at the end
In the game of golf, Chicago, or sometimes known as "Cactus," is a wagering game for groups of four golfers. It is a variant of the best-ball format with a unique scoring system. Each golfer in the group contributes an equal amount of money to a pot, and the payout is determined by the number of holes a player's team wins, as well as their individual performance.
At the beginning of the round, golfers form two-player teams, often decided by a coin toss or mutual agreement. These partnerships are maintained throughout the round and do not change. Each hole is worth a predetermined amount from the pot, and the team that wins the most holes claims the cash. In the event of a tie, the money for that hole is carried over to the next, creating a "push pool" that increases the value of the next hole.
Additionally, there are individual incentives. Golfers who achieve a birdie or better on a hole win a predetermined amount from each player, including their partner. An eagle or better typically earns an even higher payout. These individual achievements add an extra layer of excitement and potential earnings to the game.
At the end of the round, the pot is divided accordingly, with teams and individuals receiving their due payouts. It is a format that encourages both teamwork and individual excellence, creating a competitive yet fun environment for a group of four golfers. Chicago is a popular format for friendly wagers and adds an extra layer of interest to a standard round of golf.
It is important to note that the specific payouts and amounts contributed to the pot can vary depending on the group's preferences and budget. The core concept remains the same, with golfers vying for team and individual glory, and the pot being distributed based on performance. Chicago is a flexible and enjoyable format that can be tailored to suit the players' desires.
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Quota system: Each golfer is given a quota based on their course handicap. The winner is the player whose point total exceeds their quota
The Chicago golf format is a game based on a quota system, where each golfer is given a quota based on their course handicap. The quota of points is determined by the formula: 39 - Course Handicap. For example, a golfer with a 1 handicap would have a quota of 38 points, while a golfer with a 20 handicap would have a quota of 19. The minimum quota is 2 points, given to golfers with handicaps of 37 and above.
The winner of the Chicago match is the player whose point total for 18 holes most exceeds their quota. If no player exceeds their quota, it is still possible to win by being the closest to their quota. Points are awarded based on gross scores for each hole, and these are not handicap-adjusted. The number of points in a player's quota is three more than the points they would receive if they shot their handicap by scoring pars or higher.
Golfers start with negative points and aim to move into positive points, known as "clearing your hurdle". The point total each golfer starts with is based on handicaps, so golfers playing Chicago-style need to have handicap indexes. The game can be played as a tournament or as a betting game within a group of golfers.
An example of a simplified Chicago match is a game between two players, Donna and Rachel. As a 13 handicap, Donna has a quota of 26 (39-13) points. Rachel, her competitor, has a quota of 14 points. On the 5th hole, Rachel shoots a bogey and increases her point total to 5. On the same hole, Donna shoots a birdie, gaining 4 points. After the 18th hole, Donna ends up with 30 points, 10 more than Rachel. However, Rachel wins because she exceeded her quota by 2 points, whereas Donna only exceeded her quota by 4 points.
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Team play: If played in teams, team members add up their starting negative points to create a single team starting point
The Chicago golf format is a unique game where golfers start with negative points and aim to accumulate points through positive achievements during the round. It is a fun variation that can be played as a tournament or as a betting game within a group of golfers. When played in teams, the Chicago format introduces an interesting dynamic where team members collectively aim to escape the negative zone and reach positive territory.
In team play, the first step is for team members to calculate their individual starting points. This is done by adding their course handicap to the number minus-39. For instance, a golfer with a handicap of 10 would calculate their starting point as 10 plus minus-39, resulting in minus-29. This initial calculation sets the foundation for the team's strategy and provides a reference point for their progress.
After determining their individual starting points, the team members then aggregate these negative points to establish a single team starting point. Let's consider a team of four golfers with starting points of -33, -22, -11, and -1. By summing up these individual values, the team's collective starting point would be -67. This consolidated starting point becomes the team's benchmark for improvement and their shared goal to surpass.
The objective for the team is straightforward: they must strive to move from their negative starting point into positive territory, a feat known as "clearing the hurdle." The team's success hinges on their ability to accumulate points by achieving bogeys, pars, birdies, and eagles during their round. Each positive achievement translates into valuable points that propel the team closer to their goal of reaching positive numbers.
The Chicago format encourages collaboration and strategic thinking within the team. Team members can discuss tactics, motivate each other, and adapt their approaches based on their individual strengths and weaknesses. It fosters a sense of camaraderie as they work together to overcome their collective hurdle and showcase their golfing prowess. This team-based variation adds a layer of complexity and excitement to the traditional game, offering golfers a fresh challenge and a unique way to experience the joys of the game.
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Frequently asked questions
The objective of Chicago is to have the highest overall score in your foursome or on your team.
Scoring is done by assigning a specific point value to the outcome on a hole. Bogeys are worth one point, pars are worth two points, birdies are worth four points, eagles are worth eight points, and double eagles (albatrosses) are worth 16 points.
The golfer or team with the highest point total wins. If playing in a group, there can be a single winner or the pot can be split between the top two or three competitors.
The quota of points is determined by the formula: 39 - Course Handicap. For example, a golfer with a 1 handicap would have a quota of 38 points, while a golfer with a 20 handicap would have a quota of 19.
Each player contributes a set amount of money to the pot, typically between $1 to $20 per player. The money is then split into two lump sums, one for the highest-scoring team and another for the highest-scoring individual player.











































